Creating a will is one of the most important steps in securing your family’s future, yet many people are tempted to handle it on their own. While DIY wills might seem like a simple and cost-effective solution, they often create more problems than they solve.
To understand the risks, let’s consider an analogy shared by attorney Philip Ruce of Stone Arch Law Office in the video, “Why I talk about my roof with estate clients!” Imagine repairing your own roof. You’d quickly discover any mistakes the next time it rained. Estate planning, however, doesn’t work that way. Problems with a DIY will only come to light after it’s too late to fix them—leaving your loved ones to deal with the fallout.
For residents of Woodbury, estate planning is more than a checklist; it’s a way to ensure your wishes are honored and your family is protected. Here’s why DIY wills are a risky choice.
Why Woodbury Residents Choose DIY Wills
DIY wills attract attention for one major reason: affordability. Professional estate planning services typically cost several hundred dollars, while DIY templates can cost as little as $20. This price gap makes DIY options appealing, especially for those with straightforward needs—or so they think.
However, what looks like an affordable option often results in costly mistakes. The time and money saved up front can lead to extensive legal battles and unexpected expenses for your loved ones later.
Common Mistakes with DIY Wills
Estate planning isn’t just about writing down your wishes; it’s about ensuring they are legally enforceable. DIY will kits leave too much room for error. Here are some common issues:
- Improper Witnessing – Minnesota law requires two witnesses who don’t benefit from the will to be present when it’s signed. If this isn’t done correctly, the will may be invalid.
- Unclear Language – Ambiguous or generic phrasing can lead to confusion and disputes.
- Missed Legal Standards – State-specific requirements for a valid will are often overlooked in DIY templates.
- Administrative Errors – Misspelled names, incorrect property descriptions, or even a missing signature can render a DIY will unusable.
These errors leave your family at risk of probate delays and legal challenges, undermining your intentions entirely. Read more in our article: The Risks of DIY Estate Planning.
What Happens When DIY Wills Go Wrong?
When a DIY will fails, your estate may end up being divided according to Minnesota’s intestacy laws rather than your wishes. This could mean:
- Assets are distributed to unintended recipients.
- Family members face prolonged probate battles.
- Legal costs diminish the estate’s value.
A study by Co-operative Legal Services found that over 38,000 families annually encounter probate delays due to poorly crafted wills. This reality underscores the importance of thorough and accurate estate planning.
Also Read: Busted: The 2 Biggest Myths About Revocable Trusts
Can DIY Wills Handle Complex Situations?
If you have a straightforward estate, a DIY will might appear sufficient. But life is rarely so simple. Consider situations like:
- Blended Families – Children from previous marriages often require specific provisions.
- Business Ownership – A business must be handled differently than personal assets.
- Property in Multiple States – Varying state laws can complicate property transfers.
DIY wills generally lack the flexibility to address these complexities. Professional guidance from a Woodbury estate planning attorney ensures your plan accounts for all nuances, including potential tax implications or family changes such as remarriage.
Are There Hidden Costs with DIY Wills?
The appeal of DIY wills is their low upfront cost, but the hidden expenses can far outweigh any initial savings. These include:
- Extended Probate Processes – Court costs and legal fees can quickly add up.
- Disputed Provisions – Misunderstandings may lead to family disagreements and litigation.
- Lost Value in the Estate – According to an article in The Guardian, poorly executed wills can drain as much as 10% of an estate’s value.
For an estate valued at $200,000, that’s $20,000 lost—money that could have gone to your loved ones.
Also Read: A Real Estate Deed is The ONE DIY Document I Have to Fix in Court All the Time
Alternatives to DIY Wills
For Woodbury residents, estate planning professionals offer an alternative that’s reliable and tailored to your unique needs. These services:
- Ensure your will meets Minnesota’s legal requirements.
- Address complexities like blended families, tax planning, and conditional gifts.
- Provide peace of mind by drafting documents that remain valid even as your life circumstances change.
Some organizations offer low-cost legal services, but it’s important to ensure that any provider you choose is both reputable and thorough.
How an Estate Planning Attorney Can Help
A qualified estate planning attorney can provide insights that a DIY kit simply cannot. They’ll explain how Minnesota’s specific rules apply to your situation and help you create a plan that minimizes legal risks while honoring your wishes.
At Stone Arch Law Office, clients often share how working with professionals like Rory Morse and Tony Johnson helped them feel confident about their estate plans. The team’s focus on clear communication and personalized solutions stands out in the Woodbury community.
Take the First Step Toward a Safer Future
Protecting your family’s future requires more than a template. By partnering with the trusted estate planning professionals at Stone Arch Law Office, you can avoid the risks of DIY wills and ensure your wishes are honored without complications.
Book a Call: https://stonearchlaw.com/book-a-call/
Don’t wait until it’s too late—start planning today and secure peace of mind for tomorrow.
